Student debt is an inequality problem. Borrowing to invest in a good college education is a sound investment for many, if not most, young people. Debt is a problem for those who borrow expensively to attend poor-quality institutions. And the debt problem has a strong racial dimension.
http://www.brookings.edu/research/opinions/2016/05/02-the-bigger-than-we-realized-role-race-plays-in-college-debt-reeves
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