About 2 billion people around the world lack access to formal financial services, making it difficult for them to build a nest egg, obtain loans, start businesses, and climb out of poverty. The United States and many other governments have long recognized that improving financial inclusion is a critical aspect of addressing poverty, and recent years have seensignificant global progress in the number of people engaging with the formal financial ecosystem.
http://www.brookings.edu/blogs/fixgov/posts/2016/04/11-reducing-remittances-harms-financial-inclusion-west-villasenor-lewis
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